A few things we can help with

1. Finding Credit Providers that offer quick and easy online assistance.
2. Choose the option that best suits your needs.
3. No Obligation or hidden costs
4. Assist with you credit record
5. Consolidate your loans

Representation example:
Estimated loan repayments of R30 000 over 36 months at an interest rate of 24.50% APR including a monthly service fee of R69 and an initiation fee of R420, would be R1264,67 per month.

Expert Loans is a lender, we work with the NCR and other licensed lenders in South Africa. Interest rates charged by lenders can start as low as 18% with a maximum APR of 32%, including an initiation and service fee determined by the lender. The interest rate offered depends on the applicants’ credit score and other factors at the lender’s discretion. Repayment terms can range from 1 – 72 months.

Non-payment
Non-payment of your account will create additional costs and service fees. If you fail to make payment, your account will be handed over to an external collection company of which you will cary the cost of.

Not repaying your loan on time will decrease your credit rating and might make it difficult to qualify for finance at other credit providers in future.

Renewals
Once your Loan is Setled , you may re-new your Loan. When you renew a loan, it will be seen as a new loan and therefore the same interest and rates will apply.